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Terms
Of Use & Service
November
15, 2007.
IMPORTANT! THESE TERMS
OF SERVICE (TOS) GOVERN YOUR USE OF THIS SITE, WHICH IS
PROVIDED BY OUR COMPANY. BY ACCESSING THIS SITE, YOU ARE
INDICATING YOUR ACKNOWLEDGMENT AND ACCEPTANCE OF THESE TERMS
OF USE. THESE TERMS OF USE ARE SUBJECT TO CHANGE BY OUR
COMPANY AT ANY TIME IN ITS DISCRETION. YOUR USE OF THIS SITE
AFTER SUCH CHANGES ARE IMPLEMENTED CONSTITUTES YOUR
ACKNOWLEDGMENT AND ACCEPTANCE OF THE CHANGES. PLEASE CONSULT
THESE TERMS OF USE REGULARLY.
Hyper-Links
This
site may be hyper-linked to other sites which are not
maintained by, or related to, our Company. Hyper-links to
such sites are provided as a service to users and are not
sponsored by or affiliated with this site or our Company.
Our Company has not reviewed any or all of such sites and is
not responsible for the content of those sites. Hyper-links
are to be accessed at the user's own risk, and our Company
makes no representations or warranties about the content,
completeness or accuracy of these hyper-links or the sites
hyper-linked to this site. Further, the inclusion of any
hyper-link to a third-party site does not necessarily imply
endorsement by our Company of that site.
Privacy
Our
Company will treat any personal information that you submit
through this site in accordance with its Privacy Policy as
set forth on this site.
Disclaimer
You
understand that our Company cannot and does not guarantee or
warrant that files available for downloading from the
Internet will be free of viruses, worms, Trojan horses or
other code that may manifest contaminating or destructive
properties. You are responsible for implementing
sufficient procedures and checkpoints to satisfy your
particular requirements for accuracy of data input and
output, and for maintaining a means external to this site
for the reconstruction of any lost data. Our Company
does not assume any responsibility or risk for your use of
the Internet.
The
Content is not necessarily complete and up-to-date and
should not be used to replace any written reports,
statements, or notices provided by Company. Investors,
borrowers, and other persons should use the Content in the
same manner as any other educational medium and should not
rely on the Content to the exclusion of their own
professional judgment. Information obtained by using this
site is not exhaustive and does not cover all issues,
topics, or facts that may be relevant to your goals.
YOUR
USE OF THIS SITE IS AT YOUR OWN RISK. The Content is
provided "as is" and without warranties of any
kind, either expressed or implied. Our Company disclaims all
warranties, including any implied warranties of
merchantability, fitness for a particular purpose, TITLE, OR
NON-INFRINGEMENT. Our Company does not warrant that
the functions OR CONTENT contained in this site will be
uninterrupted or error-free, that defects will be corrected,
or that this site or the server that makes it available are
free of viruses or other harmful components. Our Company
does not warrant or make any representation regarding use,
or the result of use, of the content in terms of accuracy,
reliability, or otherwise. The content may include technical
inaccuracies or typographical errors, and Company may make
changes or improvements at any time. You, and not our
Company, assume the entire cost of all necessary servicing,
repair or correction IN THE EVENT OF ANY LOSS OR DAMAGE
ARISING FROM THE USE OF THIS SITE OR ITS CONTENT. Our
COMPANY MAKES NO WARRANTIES THAT YOUR USE OF THE CONTENT
WILL NOT INFRINGE THE RIGHTS OF OTHERS AND ASSUMES NO
LIABILITY OR RESPONSIBILITY FOR ERRORS OR OMISSIONS IN SUCH
CONTENT.
All
of the information in this site, whether historical in
nature or forward-looking, speaks only as of the date the
information is posted on this site, and Company does not
undertake any obligation to update such information after it
is posted or to remove such information from this site if it
is not, or is no longer, accurate or complete.
Information
You Provide
You
may not post, send, submit, publish, or transmit in
connection with this site any material that:
- you
do not have the right to post, including proprietary
material of any third party;
- advocates
illegal activity or discusses an intent to commit an
illegal act;
- is
vulgar, obscene, pornographic, or indecent;
- does
not pertain directly to this site;
- threatens
or abuses others, libels, defames, invades privacy,
- stalks,
is obscene, pornographic, racist, abusive, harassing,
threatening or offensive;
- seeks
to exploit or harm children by exposing them to
inappropriate content, asking for personally
identifiable details or otherwise;
- infringes
any intellectual property or other right of any entity
or person, including violating anyone's copyrights or
trademarks or their rights of publicity;
- violates
any law or may be considered to violate any law;
- impersonates
or misrepresents your connection to any other entity or
person or otherwise manipulates headers or identifiers
to disguise the origin of the content;
- advertises
any commercial endeavour (e.g., offering for sale
products or services) or otherwise engages in any
commercial activity (e.g., conducting raffles or
contests, displaying sponsorship banners, and/or
soliciting goods or services) except as may be
specifically authorized on this site;
- solicits
funds, advertisers or sponsors;
- includes
programs which contain viruses, worms and/or Trojan
horses or any other computer code, files or programs
designed to interrupt, destroy or limit the
functionality of any computer software or hardware or
telecommunications;
- disrupts
the normal flow of dialogue, causes a screen to scroll
faster than other users are able to type, or otherwise
act in a way which affects the ability of other people
to engage in real time activities via this site;
- includes
MP3 format files;
- amounts
to a 'pyramid' or similar scheme;
- disobeys
any policy or regulations established from time to time
regarding use of this site or any networks connected to
this site; or
- contains
hyper-links to other sites that contain content that
falls within the descriptions set forth above.
Although
under no obligation to do so, our Company reserves the right
to monitor use of this site to determine compliance with
these Terms of Use, as well the right to remove or refuse
any information for any reason. Notwithstanding these
rights, you remain solely responsible for the content of
your submissions. You acknowledge and agree that
neither Company nor any third party that provides Content to
Company will assume or have any liability for any action or
inaction by Company or such third party with respect to any
submission.
Company
reserves the right to fully cooperate with any law
enforcement authorities or court order requesting or
directing Company to disclose the identity of anyone posting
any e-mail messages, or publishing or otherwise making
available any materials that are believed to violate these
Terms of Use.
BY
ACCEPTING THIS AGREEMENT YOU WAIVE AND HOLD HARMLESS COMPANY
FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY COMPANY
DURING OR AS A RESULT OF ITS INVESTIGATIONS AND/OR FROM ANY
ACTIONS TAKEN AS A CONSEQUENCE OF INVESTIGATIONS BY EITHER
[COMPANY] OR LAW ENFORCEMENT AUTHORITIES.
Company may revise
these Terms of Use at any time by updating this posting.
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